EMI vs SIP for ₹7,200,000
15 Years @ 8%
Original Plan
15 Years @ 8%
EMI: ₹ 68,807
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 60,224
Monthly Savings
₹ 8,583
SIP Investment
@ 12% for 20 years
₹ 8,575,951
Extra Interest Paid
₹ 2,068,433
Final Outcome
₹ 6,507,518
Profit from SIP strategy
Analysis
For ₹7,200,000 loan at 8%, investing savings can generate ₹8,575,951.
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