EMI vs SIP for ₹7,200,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 70,421
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 58,716
Monthly Savings
₹ 11,705
SIP Investment
@ 12% for 18 years
₹ 8,959,605
Extra Interest Paid
₹ 1,696,961
Final Outcome
₹ 7,262,644
Profit from SIP strategy
Analysis
For ₹7,200,000 loan at 7%, investing savings can generate ₹8,959,605.
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