EMI vs SIP for ₹7,200,000
12 Years @ 12%
Original Plan
12 Years @ 12%
EMI: ₹ 94,566
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 82,888
Monthly Savings
₹ 11,679
SIP Investment
@ 12% for 17 years
₹ 7,800,420
Extra Interest Paid
₹ 3,291,524
Final Outcome
₹ 4,508,896
Profit from SIP strategy
Analysis
For ₹7,200,000 loan at 12%, investing savings can generate ₹7,800,420.
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