EMI vs SIP for ₹7,200,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 91,207
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 73,027
Monthly Savings
₹ 18,179
SIP Investment
@ 12% for 15 years
₹ 9,172,870
Extra Interest Paid
₹ 2,200,108
Final Outcome
₹ 6,972,762
Profit from SIP strategy
Analysis
For ₹7,200,000 loan at 9%, investing savings can generate ₹9,172,870.
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