EMI vs SIP for ₹7,100,000

7 Years @ 7%

Original Plan

7 Years @ 7%

EMI: ₹ 107,158

Extended Plan

12 Years (Reduced EMI)

EMI: ₹ 73,015

Monthly Savings

₹ 34,143

SIP Investment

@ 12% for 12 years

₹ 11,002,646

Extra Interest Paid

₹ 1,512,894

Final Outcome

₹ 9,489,752

Profit from SIP strategy

Analysis

For ₹7,100,000 loan at 7%, investing savings can generate ₹11,002,646.

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