EMI vs SIP for ₹700,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 6,847
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 5,709
Monthly Savings
₹ 1,138
SIP Investment
@ 12% for 18 years
₹ 871,073
Extra Interest Paid
₹ 164,982
Final Outcome
₹ 706,090
Profit from SIP strategy
Analysis
For ₹700,000 loan at 7%, investing savings can generate ₹871,073.
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