EMI vs SIP for ₹6,900,000
5 Years @ 9%
Original Plan
5 Years @ 9%
EMI: ₹ 143,233
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 87,406
Monthly Savings
₹ 55,826
SIP Investment
@ 12% for 10 years
₹ 12,970,647
Extra Interest Paid
₹ 1,894,795
Final Outcome
₹ 11,075,852
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 9%, investing savings can generate ₹12,970,647.
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