EMI vs SIP for ₹6,900,000
21 Years @ 7%
Original Plan
21 Years @ 7%
EMI: ₹ 52,335
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 48,082
Monthly Savings
₹ 4,253
SIP Investment
@ 12% for 26 years
₹ 9,148,155
Extra Interest Paid
₹ 1,813,213
Final Outcome
₹ 7,334,942
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 7%, investing savings can generate ₹9,148,155.
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