EMI vs SIP for ₹6,900,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 75,120
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 72,240
Monthly Savings
₹ 2,881
SIP Investment
@ 12% for 26 years
₹ 6,196,399
Extra Interest Paid
₹ 3,608,483
Final Outcome
₹ 2,587,916
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 12%, investing savings can generate ₹6,196,399.
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