EMI vs SIP for ₹6,900,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 75,188
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 64,615
Monthly Savings
₹ 10,573
SIP Investment
@ 12% for 18 years
₹ 8,093,189
Extra Interest Paid
₹ 2,227,453
Final Outcome
₹ 5,865,737
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 9%, investing savings can generate ₹8,093,189.
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