EMI vs SIP for ₹6,900,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 67,487
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 56,270
Monthly Savings
₹ 11,217
SIP Investment
@ 12% for 18 years
₹ 8,586,289
Extra Interest Paid
₹ 1,626,254
Final Outcome
₹ 6,960,034
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 7%, investing savings can generate ₹8,586,289.
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