EMI vs SIP for ₹6,900,000
12 Years @ 8%
Original Plan
12 Years @ 8%
EMI: ₹ 74,689
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 61,980
Monthly Savings
₹ 12,710
SIP Investment
@ 12% for 17 years
₹ 8,488,944
Extra Interest Paid
₹ 1,888,614
Final Outcome
₹ 6,600,329
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 8%, investing savings can generate ₹8,488,944.
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