EMI vs SIP for ₹6,900,000
10 Years @ 8%
Original Plan
10 Years @ 8%
EMI: ₹ 83,716
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 65,940
Monthly Savings
₹ 17,776
SIP Investment
@ 12% for 15 years
₹ 8,969,366
Extra Interest Paid
₹ 1,823,274
Final Outcome
₹ 7,146,092
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 8%, investing savings can generate ₹8,969,366.
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