EMI vs SIP for ₹6,800,000
13 Years @ 8%
Original Plan
13 Years @ 8%
EMI: ₹ 70,249
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 59,497
Monthly Savings
₹ 10,752
SIP Investment
@ 12% for 18 years
₹ 8,229,670
Extra Interest Paid
₹ 1,892,603
Final Outcome
₹ 6,337,067
Profit from SIP strategy
Analysis
For ₹6,800,000 loan at 8%, investing savings can generate ₹8,229,670.
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