EMI vs SIP for ₹6,700,000
9 Years @ 9%
Original Plan
9 Years @ 9%
EMI: ₹ 90,737
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 70,279
Monthly Savings
₹ 20,459
SIP Investment
@ 12% for 14 years
₹ 8,928,533
Extra Interest Paid
₹ 2,007,192
Final Outcome
₹ 6,921,341
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹8,928,533.
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