EMI vs SIP for ₹6,700,000
9 Years @ 7%
Original Plan
9 Years @ 7%
EMI: ₹ 83,792
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 62,672
Monthly Savings
₹ 21,120
SIP Investment
@ 12% for 14 years
₹ 9,217,242
Extra Interest Paid
₹ 1,479,327
Final Outcome
₹ 7,737,915
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹9,217,242.
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