EMI vs SIP for ₹6,700,000
9 Years @ 12%
Original Plan
9 Years @ 12%
EMI: ₹ 101,734
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 82,506
Monthly Savings
₹ 19,229
SIP Investment
@ 12% for 14 years
₹ 8,391,698
Extra Interest Paid
₹ 2,873,660
Final Outcome
₹ 5,518,038
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹8,391,698.
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