EMI vs SIP for ₹6,700,000
9 Years @ 10%
Original Plan
9 Years @ 10%
EMI: ₹ 94,327
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 74,250
Monthly Savings
₹ 20,078
SIP Investment
@ 12% for 14 years
₹ 8,762,233
Extra Interest Paid
₹ 2,286,592
Final Outcome
₹ 6,475,641
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹8,762,233.
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