EMI vs SIP for ₹6,700,000
8 Years @ 9%
Original Plan
8 Years @ 9%
EMI: ₹ 98,156
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 73,009
Monthly Savings
₹ 25,148
SIP Investment
@ 12% for 13 years
₹ 9,453,829
Extra Interest Paid
₹ 1,966,330
Final Outcome
₹ 7,487,499
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹9,453,829.
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