EMI vs SIP for ₹6,700,000
8 Years @ 8%
Original Plan
8 Years @ 8%
EMI: ₹ 94,716
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 69,216
Monthly Savings
₹ 25,500
SIP Investment
@ 12% for 13 years
₹ 9,586,169
Extra Interest Paid
₹ 1,704,976
Final Outcome
₹ 7,881,193
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹9,586,169.
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