EMI vs SIP for ₹6,700,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 101,121
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 68,902
Monthly Savings
₹ 32,219
SIP Investment
@ 12% for 12 years
₹ 10,382,779
Extra Interest Paid
₹ 1,427,661
Final Outcome
₹ 8,955,118
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹10,382,779.
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