EMI vs SIP for ₹6,700,000
7 Years @ 12%
Original Plan
7 Years @ 12%
EMI: ₹ 118,273
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 87,999
Monthly Savings
₹ 30,274
SIP Investment
@ 12% for 12 years
₹ 9,755,936
Extra Interest Paid
₹ 2,736,910
Final Outcome
₹ 7,019,026
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹9,755,936.
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