EMI vs SIP for ₹6,700,000

6 Years @ 8%

Original Plan

6 Years @ 8%

EMI: ₹ 117,473

Extended Plan

11 Years (Reduced EMI)

EMI: ₹ 76,483

Monthly Savings

₹ 40,989

SIP Investment

@ 12% for 11 years

₹ 11,256,246

Extra Interest Paid

₹ 1,637,786

Final Outcome

₹ 9,618,461

Profit from SIP strategy

Analysis

For ₹6,700,000 loan at 8%, investing savings can generate ₹11,256,246.

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