EMI vs SIP for ₹6,700,000
5 Years @ 8%
Original Plan
5 Years @ 8%
EMI: ₹ 135,852
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 81,289
Monthly Savings
₹ 54,562
SIP Investment
@ 12% for 10 years
₹ 12,676,967
Extra Interest Paid
₹ 1,603,628
Final Outcome
₹ 11,073,339
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹12,676,967.
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