EMI vs SIP for ₹6,700,000
5 Years @ 7%
Original Plan
5 Years @ 7%
EMI: ₹ 132,668
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 77,793
Monthly Savings
₹ 54,875
SIP Investment
@ 12% for 10 years
₹ 12,749,688
Extra Interest Paid
₹ 1,375,040
Final Outcome
₹ 11,374,648
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹12,749,688.
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