EMI vs SIP for ₹6,700,000
30 Years @ 8%
Original Plan
30 Years @ 8%
EMI: ₹ 49,162
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 47,587
Monthly Savings
₹ 1,575
SIP Investment
@ 12% for 35 years
₹ 10,228,409
Extra Interest Paid
₹ 2,288,340
Final Outcome
₹ 7,940,070
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹10,228,409.
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