EMI vs SIP for ₹6,700,000
29 Years @ 10%
Original Plan
29 Years @ 10%
EMI: ₹ 59,126
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 57,789
Monthly Savings
₹ 1,337
SIP Investment
@ 12% for 34 years
₹ 7,689,543
Extra Interest Paid
₹ 3,002,205
Final Outcome
₹ 4,687,338
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,689,543.
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