EMI vs SIP for ₹6,700,000
27 Years @ 12%
Original Plan
27 Years @ 12%
EMI: ₹ 69,777
Extended Plan
32 Years (Reduced EMI)
EMI: ₹ 68,501
Monthly Savings
₹ 1,276
SIP Investment
@ 12% for 32 years
₹ 5,755,657
Extra Interest Paid
₹ 3,696,488
Final Outcome
₹ 2,059,170
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹5,755,657.
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