EMI vs SIP for ₹6,700,000

27 Years @ 10%

Original Plan

27 Years @ 10%

EMI: ₹ 59,905

Extended Plan

32 Years (Reduced EMI)

EMI: ₹ 58,239

Monthly Savings

₹ 1,666

SIP Investment

@ 12% for 32 years

₹ 7,510,566

Extra Interest Paid

₹ 2,954,692

Final Outcome

₹ 4,555,874

Profit from SIP strategy

Analysis

For ₹6,700,000 loan at 10%, investing savings can generate ₹7,510,566.

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