EMI vs SIP for ₹6,700,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 55,658
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 53,575
Monthly Savings
₹ 2,083
SIP Investment
@ 12% for 31 years
₹ 8,313,543
Extra Interest Paid
₹ 2,564,489
Final Outcome
₹ 5,749,054
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹8,313,543.
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