EMI vs SIP for ₹6,700,000
25 Years @ 8%
Original Plan
25 Years @ 8%
EMI: ₹ 51,712
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 49,162
Monthly Savings
₹ 2,549
SIP Investment
@ 12% for 30 years
₹ 8,999,375
Extra Interest Paid
₹ 2,184,896
Final Outcome
₹ 6,814,479
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,999,375.
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