EMI vs SIP for ₹6,700,000
25 Years @ 7%
Original Plan
25 Years @ 7%
EMI: ₹ 47,354
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 44,575
Monthly Savings
₹ 2,779
SIP Investment
@ 12% for 30 years
₹ 9,809,415
Extra Interest Paid
₹ 1,840,834
Final Outcome
₹ 7,968,581
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹9,809,415.
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