EMI vs SIP for ₹6,700,000
25 Years @ 10%
Original Plan
25 Years @ 10%
EMI: ₹ 60,883
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 58,797
Monthly Savings
₹ 2,086
SIP Investment
@ 12% for 30 years
₹ 7,362,181
Extra Interest Paid
₹ 2,902,141
Final Outcome
₹ 4,460,040
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,362,181.
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