EMI vs SIP for ₹6,700,000
24 Years @ 8%
Original Plan
24 Years @ 8%
EMI: ₹ 52,398
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 49,576
Monthly Savings
₹ 2,821
SIP Investment
@ 12% for 29 years
₹ 8,805,852
Extra Interest Paid
₹ 2,162,060
Final Outcome
₹ 6,643,791
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,805,852.
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