EMI vs SIP for ₹6,700,000
24 Years @ 7%
Original Plan
24 Years @ 7%
EMI: ₹ 48,090
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 45,033
Monthly Savings
₹ 3,057
SIP Investment
@ 12% for 29 years
₹ 9,542,222
Extra Interest Paid
₹ 1,821,496
Final Outcome
₹ 7,720,726
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹9,542,222.
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