EMI vs SIP for ₹6,700,000
22 Years @ 10%
Original Plan
22 Years @ 10%
EMI: ₹ 62,862
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 59,905
Monthly Savings
₹ 2,958
SIP Investment
@ 12% for 27 years
₹ 7,207,716
Extra Interest Paid
₹ 2,813,377
Final Outcome
₹ 4,394,339
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,207,716.
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