EMI vs SIP for ₹6,700,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 59,267
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 55,658
Monthly Savings
₹ 3,608
SIP Investment
@ 12% for 26 years
₹ 7,762,205
Extra Interest Paid
₹ 2,430,176
Final Outcome
₹ 5,332,030
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹7,762,205.
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