EMI vs SIP for ₹6,700,000
21 Years @ 8%
Original Plan
21 Years @ 8%
EMI: ₹ 54,969
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 51,094
Monthly Savings
₹ 3,875
SIP Investment
@ 12% for 26 years
₹ 8,334,698
Extra Interest Paid
₹ 2,089,245
Final Outcome
₹ 6,245,452
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,334,698.
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