EMI vs SIP for ₹6,700,000
21 Years @ 7%
Original Plan
21 Years @ 7%
EMI: ₹ 50,818
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 46,688
Monthly Savings
₹ 4,129
SIP Investment
@ 12% for 26 years
₹ 8,882,991
Extra Interest Paid
₹ 1,760,656
Final Outcome
₹ 7,122,335
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,882,991.
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