EMI vs SIP for ₹6,700,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 72,943
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 70,146
Monthly Savings
₹ 2,797
SIP Investment
@ 12% for 26 years
₹ 6,016,793
Extra Interest Paid
₹ 3,503,889
Final Outcome
₹ 2,512,903
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹6,016,793.
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