EMI vs SIP for ₹6,700,000
21 Years @ 11%
Original Plan
21 Years @ 11%
EMI: ₹ 68,264
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 65,200
Monthly Savings
₹ 3,065
SIP Investment
@ 12% for 26 years
₹ 6,592,781
Extra Interest Paid
₹ 3,139,636
Final Outcome
₹ 3,453,145
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹6,592,781.
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