EMI vs SIP for ₹6,700,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 63,702
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 60,365
Monthly Savings
₹ 3,337
SIP Investment
@ 12% for 26 years
₹ 7,177,839
Extra Interest Paid
₹ 2,781,053
Final Outcome
₹ 4,396,786
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,177,839.
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