EMI vs SIP for ₹6,700,000
20 Years @ 7%
Original Plan
20 Years @ 7%
EMI: ₹ 51,945
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 47,354
Monthly Savings
₹ 4,591
SIP Investment
@ 12% for 25 years
₹ 8,711,706
Extra Interest Paid
₹ 1,739,455
Final Outcome
₹ 6,972,251
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,711,706.
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