EMI vs SIP for ₹6,700,000
20 Years @ 12%
Original Plan
20 Years @ 12%
EMI: ₹ 73,773
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 70,566
Monthly Savings
₹ 3,207
SIP Investment
@ 12% for 25 years
₹ 6,085,248
Extra Interest Paid
₹ 3,464,340
Final Outcome
₹ 2,620,908
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹6,085,248.
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