EMI vs SIP for ₹6,700,000
20 Years @ 10%
Original Plan
20 Years @ 10%
EMI: ₹ 64,656
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 60,883
Monthly Savings
₹ 3,774
SIP Investment
@ 12% for 25 years
₹ 7,160,727
Extra Interest Paid
₹ 2,747,337
Final Outcome
₹ 4,413,390
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,160,727.
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