EMI vs SIP for ₹6,700,000
19 Years @ 7%
Original Plan
19 Years @ 7%
EMI: ₹ 53,211
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 48,090
Monthly Savings
₹ 5,121
SIP Investment
@ 12% for 24 years
₹ 8,565,827
Extra Interest Paid
₹ 1,717,806
Final Outcome
₹ 6,848,020
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,565,827.
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