EMI vs SIP for ₹6,700,000
18 Years @ 7%
Original Plan
18 Years @ 7%
EMI: ₹ 54,639
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 48,905
Monthly Savings
₹ 5,734
SIP Investment
@ 12% for 23 years
₹ 8,446,595
Extra Interest Paid
₹ 1,695,719
Final Outcome
₹ 6,750,877
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,446,595.
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