EMI vs SIP for ₹6,700,000
16 Years @ 9%
Original Plan
16 Years @ 9%
EMI: ₹ 65,963
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 59,267
Monthly Savings
₹ 6,696
SIP Investment
@ 12% for 21 years
₹ 7,624,145
Extra Interest Paid
₹ 2,270,454
Final Outcome
₹ 5,353,691
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹7,624,145.
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