EMI vs SIP for ₹6,700,000
16 Years @ 7%
Original Plan
16 Years @ 7%
EMI: ₹ 58,103
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 50,818
Monthly Savings
₹ 7,285
SIP Investment
@ 12% for 21 years
₹ 8,295,620
Extra Interest Paid
₹ 1,650,272
Final Outcome
₹ 6,645,348
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,295,620.
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