EMI vs SIP for ₹6,700,000
16 Years @ 10%
Original Plan
16 Years @ 10%
EMI: ₹ 70,075
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 63,702
Monthly Savings
₹ 6,373
SIP Investment
@ 12% for 21 years
₹ 7,256,963
Extra Interest Paid
₹ 2,598,487
Final Outcome
₹ 4,658,476
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,256,963.
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